In an era where roadside checks are becoming more frequent and regulations increasingly strict, it might seem that having a valid license and a fully functioning vehicle is enough to travel with peace of mind. But no. There’s a legal detail that could cost you up to €3,000 in fines—even if you haven’t sped or had a drink before driving.
Italian law doesn’t forgive even the most innocent oversights. Hidden in the folds of the Highway Code is a rule that many ignore, but that can deal a serious blow to a driver’s wallet—whether they own the car or simply borrow it.
Driving a car registered to someone else. When is it illegal?
It’s the infamous Article 94, paragraph 4-bis of the Highway Code, in effect since 2014 but long overlooked. The rule is simple yet treacherous: if a car is driven by someone other than the owner for more than 30 consecutive days, it must be reported to the Civil Motorization Authority. If not, a fine applies—and it’s far from symbolic.
Failing to comply or simply being unaware of this rule can lead to a fine ranging from €705 to €3,000, along with the immediate suspension of the car's registration certificate. The vehicle won’t be allowed back on the road until the situation is resolved. A nasty surprise for anyone who, in good faith, lends their car to a friend, colleague, or partner not part of the same household.
It’s a different story if the driver belongs to the registered household of the vehicle’s owner: in that case, prolonged use of the car doesn’t require a special notice, as long as certain conditions are met (such as engine power limits for new drivers). But if the driver is external to the household, after thirty consecutive days of use, the obligation to report kicks in without exceptions.
Why all this? The reason is straightforward: to ensure traceability of the vehicle and its users—especially in cases of accidents or violations. Knowing exactly who used the car during a given period is essential for determining legal, civil, and criminal liability.
Getting compliant isn’t complicated. You just need to file a declaration with the Motorization Office (or through an authorized agency), indicating who will be using the vehicle and for how long. A quick administrative step that can save you from major trouble.
We take "casual lending" between friends, relatives, and roommates for granted, but it’s vital to be aware of even the less-publicized rules. Because sometimes, a single missing signature is all it takes to turn a kind gesture into a wallet-crushing fine.
